Privacy Policy
Updated Feb 12, 2020
Our most important asset at Judy Bechar is our relationship with you and our clients. We are required by regulators, our services, and by some partners to ask for certain information from you. This Privacy Policy details what we do with the information and how we strive to protect it.
Judy Bechar LLC (“Judy Bechar”, “JB,” “us,” “our” or “we”) is a publishing and investor relations firm for companies wishing to raise capital or improve stock value (“Issuers”). JB publishes this website and Issuer’s websites (“Sites”) and the Investor Circle Magazine (“IC Mag” ) that permits prospective investors to independently search and invest in securities offerings via the Sites. We collect information from users (“you”, “your”, or “User”) in various ways when you visit our Sites. By using our Sites, you consent to our collection and use of information as explained in this Privacy Policy and agree to be bound by our Terms of Use. Please note that if you choose to invest in any prospect, project, or offering promoted on our Sites, you may be required to agree to a separate agreement, including, but not limited to, new or additional Privacy Policy or Terms of Use.
Collection of Information & Use of Cookies
JB collects non-personally identifiable information from users of our Sites (“Non-Personally Identifiable Information”) which may include, without limitation, Site pages viewed, websites visited before visiting the Site, frequency of visits, browser type, operating system, organization name, internet connection speed, presentations and videos viewed, time spent viewing pages of our Sites or using certain features of our Site, server location, search criteria used and results, date and time of visits to our Site, and other information which does not specifically identify you. We collect this information using various technologies including, but not limited to, cookies. A cookie is a small removable text file that is downloaded onto your computer or other device when you access a website.
Cookies and similar technologies are used by us to recognize your device and store information about your preferences or past actions. They help us to provide you with a good experience when you browse our website and also help us to improve our site.
Cookie Removal
You may stop or restrict the placement of JB’s cookies, Google’s cookies and third party cookies on your computer by adjusting your web browser preferences or a “Do Not Track” setting in your web browser. If you do so, you may still use our Site, but this may interfere with some of its functionality. You may also clear cookies from your computer via your web browser settings.
Purchases & Payments
JB also collects personal information from you (“Personally Identifiable Information”) when you register or purchase a Service through the Site, or make an investment through the Site. Personally Identifiable Information refers to non-public information that personally relates to or identifies you (such as your name, password, age and date of birth, gender, email address, postal mailing address, home/mobile telephone number and/or taxpayer identification number, Internet protocol (“IP”) address, investment objectives, investment experience, assets and income, and other similar information, or other information you provide or upload to the Sites such as photographs, answers to questionnaires or surveys, or responses filled in on blank forms by you made available on the Site). We request that you provide us with personal information, including, but not limited to, your personal or company social media profile, demographic information, financial information about issuers (i.e. valuations, share prices, fundraising goals), financial information about individuals (i.e. net worth) and other information requested from time to time. We may also collect and store information, which could include Non-Personally Identifiable Information or Personally Identifiable Information, locally on your computer or device using mechanisms such as browser web storage or application data caches. However, not all Non-Personally Identifiable Information and Personally Identifiable Information is stored.
We may use analytics programs and service providers, such as Google Analytics, which can use first party cookies to report on your interactions with the Site. Google Analytics collects information including, but not limited to, the time of each of your visits to the Sites, whether you have visited the Sites before, what website referred you to the Sites, and what pages you viewed on the Sites.
This Privacy Policy does not cover the collection of information by cookies or other methods by such Third Party Services or other third parties, such as our business partners. We do not control how these Third Party Services or third parties collect information or by what means such Third Party Services or third parties may use their own cookies to collect information about you.
Use of Information
JB will use information you provide consistent with this Privacy Policy. JB will use information you provide to us, including Non-Personally Identifiable Information or Personally Identifiable Information, to better serve you and enhance your experience with the Site, among other things. This may include having to modify or copy such Non-Personally Identifiable Information or Personally Identifiable Information, or other information such as images or textual content you provide, in order to provide you with a seamless and enjoyable experience.
Toward these ends, you consent to our use and disclosure of any information submitted to us via the Site, or information collected when you access the Sites in any manner, and you acknowledge that you have no expectation of privacy, confidentiality or privilege in such information.
JB may use Non-Personally Identifiable Information and Personally Identifiable Information: (1) to market our products and services to you; (2) to provide services and products requested by you; (3) to serve advertisements on our Site; (4) to enable our vendors and contractors to provide and assist us in the marketing, operation, troubleshooting and analysis of our Sites and other services; (5) to analyze data to send more targeted messages to you or other Users of our Site; (6) to conduct research and analyze data to improve our products, services, and Site; (7) to deliver email messages like special offers, updates, newsletters, customer service, and service announcements; (8) to verify User information; (9) to comply with and meet any regulatory requirements for the offer or sale of securities required by law, rules or regulations to our affiliates or members; (10) to protect our Sitesor its Users; (11) to engage in any other lawful activities we believe are consistent with the foregoing; and (12) when required by law or to protect against legal liability. We may provide any of these services through third parties, which may necessitate sharing Non-Personally Identifiable Information or Personally Identifiable Information with them.
Sharing Your Information with Issuers & Referrers
JB may provide Personally Identifiable Information, including your name, email address, and the date and company of any investment to certain third parties that have referred issuers and investors to JB, or to certain Issuers, including but not limited to issuers in which you have expressed interest. JB may also be required to disclose your information, including Non-Personally Identifiable Information or Personally Identifiable Information, to other companies or entities in the event that JB may be sold or is sold to another company or entity. In that case, your information, including Non-Personally Identifiable Information or Personally Identifiable Information, may be sold or transferred to such acquiring company or entity.
Third Parties
JB may employ or contract other third parties, companies, or individuals to perform certain functions or services on its behalf. Examples of these services from such third parties, companies, or individuals, may include ID verification, electronic document signing, payment storing and processing, sending postal mail and email, escrow services, disbursement of funds, analyzing data, providing marketing assistance, and providing customer service. As such, these third parties, companies, or individuals may have access to your information, including Non-Personally Identifiable Information or Personally Identifiable Information, needed to perform their functions or services, and may not use it for other purposes.
JB may also use and disclose Personally Identifiable Information and Non-Personally Identifiable Information to help us to carry out certain internal functions such as information management, account processing, client services, or other data collection relevant to our business; to investigate and help prevent potentially unlawful activity or activities that threaten the integrity of our Sites or network; to protect and defend our rights or property or the rights or property of others; as required by courts or administrative agencies; and in connection with a financing, sale, merger, or reorganization of JB’s business or assets. Any successor in interest to our business would acquire the information we maintain, including Personally Identifiable Information, and may alter the terms of this Privacy Policy.
Except as identified here and subject to user’s ability to opt-out as provided by Regulation S-P, JB does not and will not sell any of your information, including Non-Personally Identifiable Information or Personally Identifiable Information, to any third party for purposes of advertising, soliciting, or telemarketing.
Third Party Sites and Services
The Sites contains links to other websites and services not maintained by JB. In addition, other websites and services may also reference or link to the Sites. We encourage you to be aware when you enter or leave our Sites, or surf the Internet, and to read the privacy statements of each website and service that you visit. We do not endorse, screen, or approve, and are not responsible for the privacy practices or the content of, other websites or services.
Unsubscribe/Opt-out Policy
We may at times send you email communications with information, marketing or promotional materials. If you prefer not to receive such emails from us, you may unsubscribe completely by clicking on the link within the email received or by contacting us via the contact page on our website.
Please also note that transactional emails such as service or termination announcements or payment confirmations which are communications you will not be able to opt-out of.
Also, if at any time you opt-in after you unsubscribed, you will, once again, receive marketing or promotional materials.
Social Media Integration
The Service, in numerous areas, may integrate with various social media websites and applications. These may include, but are not limited to, Facebook, Twiter, LinkedIn, and GooglePlus. We may enable you to post to your account on these sites, often as frictionless sharing, but only if you have provided us with, or connected via links or applications which contain your user information for the corresponding social media site(s).
Our platform also includes social media tools from various sites such as Facebook (e.g. the “Like” button), Twitter, Pinterest, Google+, et al. Each of these are a software program and clicking to activate them will cause a variety of behaviors; including they may collect your IP address, the page(s) you are visiting, and setting cookie(s), among other things, as well as displaying information on your account on those sites. These buttons and tools, while graphically displayed on our website are actually hosted by a third party (e.g. Facebook, Twitter, etc). Your interactions with these tools are governed by the terms of use agreements and privacy policies of the company providing the tool and NOT of JB.
Testimonials
We appreciate the feedback we get from our users! In many cases, we may display comments and testimonials we receive from users, in addition to other endorsements. If you write a comment, send us an email, or other communication, you hereby consent we may edit it in our discretion and use the edited content, along with your name, anywhere we desire and in any format, including derivative works, we desire, with no notice required, in various formats and locations including, but not limited to, our website(s), press releases, newsletters and marketing material. We retain the right, at our discretion, to decide which testimonials to use, where to use them, and for how long.
Security
We use reasonable efforts to secure access to Personally Identifiable Information in our possession, but will not be liable for any failure to safeguard such information, whether inadvertent or otherwise. Personally Identifiable Information is also stored with third parties who have informed us that they also use reasonable efforts to secure access to Personally Identifiable Information, but we will not be liable for the failure of any third party to safeguard Personally Identifiable Information, whether inadvertent or otherwise.
We protect the security of your information during transmission by using Secure Sockets Layer (SSL) encryption software.
We utilize third party service providers who may store on their servers addresses, financial information, electronic signatures, and payment information. Any third parties to whom we may disclose personal information may have their own privacy policies that describe how they use and disclose personal information. Those policies will govern use, handling and disclosure of your personal information once we have shared it with those third parties as described in this Privacy Policy. If you want to learn more about their privacy practices, we encourage you to visit the websites of those third parties
Children’s Privacy Policy
The Sites are not intended for use by children, especially those under eighteen years of age. No one under eighteen years of age is allowed to use the Site, provide any personal information or receive our email distributions. We do not knowingly solicit or collect Personally Identifiable Information from children under the age of thirteen (13) or anyone under eighteen years of age. If you believe that a minor has disclosed Personally Identifiable Information to MM, please report this to us immediately by contacting us.
Changes to This Privacy Policy
We reserve the right, in our sole discretion, to change, modify, add, or remove portions of this Privacy Policy at any time. Any changes or updates will be effective immediately upon posting to our Site. Therefore, you should review this Privacy Policy regularly for changes, and can determine if changes have been made by checking the Effective Date above. Your continued use of our Sites following the posting of any changes to this Privacy Policy means you accept such changes.
Applicable Law and Jurisdiction
The Sites are maintained in the United States of America. By accessing the Site, you consent to and authorize the export of Personally Identifiable Information to the United States of America and its storage and use as specified in this Privacy Policy.
This Privacy Policy shall be governed by, construed and entered in accordance with the laws of the State of Florida applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof. In the event, any person or entity makes a claim or files a complaint initiating an action based on a dispute arising out of use of, or information contained in the Sites and Services, it shall be subject to the exclusive jurisdiction and venue of the Florida state courts located in Pinellas County and/or the United States District Court of the Middle District of Florida, and each of the parties hereby agrees to the personal and exclusive jurisdiction and venue of such courts. YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY CLAIM, ACTION OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THESE TERMS OF USE TO THE FULLEST EXTENT PERMITTED BY LAW. YOU UNDERSTAND THAT ABSENT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL.